Independent Mortgage Broker

Looking for flexible, competitive mortgage options in Ventura County? Collaborative Capital, based in Newbury Park, CA, helps homebuyers and homeowners across Thousand Oaks, Camarillo, Westlake Village, and Simi Valley secure smart, personalized financing. Led by Brendon Garcia (NMLS #278724, DRE #01416700), we bring over a decade of experience and a reputation for trusted, relationship-based service. We offer a wide range of loan products — including conventional, FHA, VA, jumbo, reverse, and portfolio options — sourced from 100+ top lenders to find the best fit for your unique needs. Whether you're buying your first home, refinancing, or navigating a more complex financial situation, we provide clear guidance and strategic solutions that protect your bottom line. With Collaborative Capital, you get expert advice, real results, and a team that's with you at every step of the journey.